David Zalik takes big risks, ultimately prevails with GreenSky

Many of the greatest entrepreneurs in history are known today due to their willingness to do things and take on risks that others could not or would not face. David Zalik, the founder and CEO of GreenSky , is a good example. Zalik, 44, risked literally everything he had more than 12 years ago to found the company that today ranks as one of the most important firms in the fintech sector. It was Zalik’s unique combination of certitude, willingness to take big risks and, somewhat paradoxically, deep business conservatism that have defined the success of GreenSky .

Now, as the company mulls an IPO that some analysts are saying may be worth as much as $10 billion, the world is watching to see what the next step for GreenSky  will be. But as many who have closely observed the firm over the course of its history will point out, the GreenSky business model itself has not changed much from its earliest days. It has just proven to be so versatile that the company appears to be doing radical new things when, in fact, it is simply applying the same solution to a wide variety of different industries.



Big moves for a small company

When Zalik first conjured the idea behind GreenSky  based on his years of working in the home improvement business, he had difficulty finding a bank willing to lend him the startup capital needed to get his venture off the ground. Eventually, this problem became intractable. Desperate, Zalik effectively reverse mortgaged his entire $12 million commercial real estate fortune and poured every cent of it into his new business.

This risky all-in move at a time when his company had barely registered as a corporation would prove to be one of the best bets in American industry over the last two decades. By 2018, GreenSky was worth in excess of $4 billion. Zalik’s vision of creating a seamless way to provide retail-level bridge financing for big-ticket items has been roundly vindicated. GreenSky’s soaring valuation provides evidence of how farsighted Zalik’s original bet really was.


Is Life Easier With Today’s Dating Apps?

As parents, we worry what sites our children visit and whether they are safe. It is just part of the animal instinct in us. Today we look at the most common apps and how we can protect our precious babies in them.


Skout is a dating app like no other. It has grown from 2007 when it had 1000 users to today having more than 500 million.10 million are active daily on the platform. It is one of the best for your teen. It has a set of filters and control that seek to control access to data with an age limit.


Skout is easy to use dating app that combines the best of all worlds. It was initially a social app and was launched as a dating app. Around 2007, the owners found that most use it to date and so relaunched it as a dating app.It has since given birth to other apps like Nixter and Fuse.


Skout has a clean easy to use and understand interface. You just need to sign up with them, and you are ready to go. Don’t worry about your teenager as the age limit will protect them. If the system detects they are underage, it automatically limits their access to various features.


Tinder is one of the most used dating apps. It evolved from just Tinder to Tinder+ in March 2015. They recently introduced a feature where a user can be confident of their match. The use is to meet a person and show they are very interested. It allows one to study that if a user gives three super likes then that could be the best match. The developers of the app have been careful not to disclose any information to anyone unless they swipe right of each other.


With dating apps like Tinder and Tumblr, many people have found even wives and husbands or just companions. Most of them use the social network platforms to help connect the different people using the apps hence fostering easy socialization.


When using Tinder, the clients are to swipe right of each other. Otherwise, the match will not be accepted. The app allows the user also to view the Instagram profiles of their peers as well as Facebook profiles. With many of the users satisfied with the results that Tinder offers it’s safe to say that technology has helped go a step further in uniting the world.


Other apps include time-based slabs that allow one to post messages that will auto-delete after a period. They have been accused of fueling sexting, and you should warn your teens on using them.


Allow your teenagers to go out there and have fun